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Question - Banned users

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I was reading the lending section, and many users have been banned due to defaulting on payments.

It got me thinking, what happens to a user's stake balance if they get banned?

If a user has 0.08btc in their account and then they are banned from the forum and stake, what happens to the 0.08btc?

Thanks in advance :)

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Balance remains frozen, until the user returns back and if he/she wants to restore the account, it has to pay the loan 1st ;) 

This is rarely the case, though; usually the defaulters run away with the funds, manage to cashout before they disappear or default on a loan for the exact same reason they got it - because they have gambled the funds away, or more than they could afford. 

Some are banned for having alts on Forum, some for different reasons altogether, there are many, unfortunately, not only the ones listed on the Lending section... :/ 

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